Coutts

About Coutts

Coutts & Co was founded in 1692 on the Strand in London and is among the oldest banks in continuous operation anywhere, having banked the British establishment for more than three centuries before becoming part of what is now NatWest Group in 2000. Today it combines private banking, lending and wealth management for UHNW clients with a long-running investment in its digital client experience, winning recognition from PWM's Wealth Tech Awards and WealthBriefing for its app and online banking.

Known For

• Founded in 1692 on the Strand, one of the oldest banks in continuous operation in the world
• Part of NatWest Group since 2000, combining heritage private banking with a group balance sheet
• Named Best Digital Private Bank UK at PWM's Wealth Tech Awards 2026, following similar recognition from the Financial Times and WealthBriefing in 2025
• Full private banking service: current and savings accounts, lending against property and other assets, and discretionary and advisory investment management

Typical Mandate

Coutts works with UHNW individuals and families, often but not exclusively British, who want private banking, lending and investment management under one relationship rather than assembled across several institutions. Common mandates include day-to-day private banking alongside mortgage or other lending secured against property, discretionary investment management, and wealth planning advice coordinated with a client's external lawyers and accountants.

How to Engage

Prospective clients apply through the Coutts website or through an introduction from an existing relationship, and the bank sets its own eligibility criteria based on income, assets or existing banking relationship. Onboarding follows standard UK private-bank due diligence on source of wealth and funds; clients should expect a relationship manager model rather than a purely digital private-banking product, despite the bank's recent investment in its app.

Frequently Asked Questions